Personal Banking

Security Bank is committed to providing personal banking services for our customers. We have all the services you would find at a big bank but with a small town focus.

Security Bank provides several types of personal banking account types to accommodate your specific interests and needs, including checking accounts, savings accounts, CD’s, IRA’s, personal loans, and automated account transactions. The following table and links will aid you in comparing the account features, determining interest rates, and establishing new accounts with Security Bank.

Personal Accounts Features Chart

Spur Checking Gold Spur Checking Gold Spur Savings Gold Spur Money Market
Minimum Deposit to Open: $100 $1,000 $100 $2,500
Minimum Balance Required to Avoid Fees: $700 Minimum Daily Balance $1,000
Minimum Daily Balance
$25
Minimum Daily Balance
$2,500
Minimum Daily Balance
Service Charge:
Daily Balance
<$700=$4.00
<$600=$5.00
<$500=$6.00
<$400=$7.00
<$300=$8.00
<$200=$9.00
(*See Below)
$7.50 per month if
balance falls below
$1,000 any day in month.
$5.00 per quarter if
balance falls below
$25 any day in quarter.
$7.50 per month if
balance falls below
$2,500 any day in month.
Interest: None Compounded and credited monthly on daily balance. Compounded and credited quarterly on daily balance. Compounded and credited monthly on daily balance. Call your local branch for minimum balance requirement.
Debit Card: Upon approval Upon approval Upon approval Upon approval
Number of Transactions: Unlimited Limited to 10 withdrawals per month; additional withdrawals $0.20 each Limited to 2 withdrawals
per month / additional withdrawals $0.20 each.
Limited to 6 withdrawals
per month; additional withdrawals $5.00 each.
Check Image Statements: Yes Yes No Yes
Online / Mobile Banking & Bill Pay Yes Yes Yes Yes

Security Bank (a branch of Texas Republic Bank, N.A.) and Texas Republic Bank, N.A. are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit limit.