Residential Real Estate Lending

At Security Bank, home of the “Common Sense” mortgage, our bankers will create a custom mortgage that best suits your needs.

Mortgage Lending – Your Dream House and Security Bank

Security Bank is anxious to help you finance a new home or to refinance an existing home. We have the full array of conventional mortgage products including 30 year and 15 year fixed rate loans. But we have more.

If your financial situation does not fit the box that most mortgage lenders require, then give our mortgage bankers the opportunity to shape a mortgage that best suits your needs. Because we are a locally-owned bank, and are willing to apply common sense, we can be flexible with such details as credit scores, length of employment, debt coverage ratios and other underwriting requirements.

Mortgage Loan Application

Construction & Rehab Loans – Building Your Dream Property with Security Bank

Our lenders have extensive experience in underwriting and structuring the following types of construction and development loans:

  • Residential Lot Development
  • Residential Construction
  • Residential rehab loans for investor-owned properties