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You probably have many emotions as you plan to buy your first house. It is quite an accomplishment! Before you jump in headfirst, here are some important first-time homebuyer tips to remember. 1. Consider your Short and Long-Term Needs Buying a house is a significant investment, usually for the long term. As you look at homes, consider what you need now and what you might need as your family grows or changes. Consider whether this is a short-term or long-term purchase, and choose the features accordingly to avoid the need to move prematurely. 2. Understand the Home’s Total Costs The […]
Mortgage Made Easy. Are you ready to buy your dream home? Applying for a home loan can feel overwhelming. Where do you start? What information is needed? How long does the process take? These are a few of the questions that might be running through your head. What if I told you that the mortgage process is actually simple? Clear communication, transparency throughout the entire process, and straightforward policies are what you can expect when working with Texas Republic Bank. Let’s dive into the information needed and the typical process your home loan application will go through. If you still […]
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Pros and Cons of using Cash or Credit
Cash or credit?—Have you heard this question before? It may seem simple, but there is a lot of debate that surrounds this inquiry. Should you…
Learn moreHistory of US Mortgage Rates
A mortgage rate is the rate of interest that a homeowner will pay over the duration of their loan, typically 15-30 years. Interest rates are…
Learn more5 Reasons You Should Refinance Your Mortgage
According to Freddie Mac, rates for a 30-year mortgage are averaging 3.84% as of June 21, 2019, down sharply from 4.57% a year ago. Here…
Learn moreLargest Banknotes in History
Banknotes, or paper money, in America can take the form of several different denominations – $1, $5, $10, $20, etc.. These denominations are assigned value…
Learn moreHistory of Memorial Day
Memorial Day is a celebrated American Federal holiday, observed on the last Monday of May. It’s a day of honoring the men and women who…
Learn moreOrigin of Paper Money
Paper money is a country’s official paper currency that is circulated for transaction-related purposes for goods or services. The printing of paper money is typically…
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